​​​J2735 - Our client is seeking a Senior Underwriter, Professions Finance, to deliver timely credit decisions within their stated credit appetite and underwriting mandate. The ideal candidate will have hard and soft asset credit experience, possible with some IT finance experience too. You will be required to travel to their S Eng office once or twice a month. Excellent salary, benefits and bonus. Location: UK, Flexible (Home-working).

KEY RESPONSIBILITIES:

• Underwrite new business applications and deliver timely credit decisions within SLA guidelines and in accordance with Credit policy.

• Provide commercially balanced recommendations to colleagues where new business applications are above the Senior Underwriter’s credit mandate.

• Ensure annual reviews are completed on time.

• Preparation of credit papers for submission to the Credit Committee.

• Support the development and delivery of new business initiatives though identification, assessment and mitigation of credit risks.

PERSON SPECIFICATION:

• At least 5 years proven experience of underwriting transactions in professions finance, and vendor/direct asset finance lending environment, having held a personal lending mandate.

• Appreciation of Chambers Directory and other relevant information relating to UK Law Firms.

• Knowledge of the Law Society and SRA Rules as applied to UK Law Firms.

• Solid and demonstrable experience in a wide range of assets and lending structures.

• Degree educated or equivalent working experience in Professions/Asset Finance with an appropriate delegated authority.

• Experience of discussing accounting information on a face to face basis with customers to obtain additional information.

• Proven ability to interpret financial statements and produce a clear written analysis including understanding a customer’s cash flow.

• Commercial lending experience in professions finance and unsecured lending transactions

• Experience of working in a direct and broker origination model.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.