Job description
J2750 - Our client is seeking a Credit Officer, Finland. You will be based remotely in Finland and will be responsible for establishing this new branch and for the expansion into this new market. You will work closely with the Sales Manager and support them with growing key vendor programmes by providing them with expertise in the underwriting and collections process.
Salary: To €58,000 plus excellent benefits and bonus. Location: Finland (Homeworking).
KEY RESPONSIBILITIES:
Prepare financial analysis to identify all material financial risks and opportunities to ensure they are adequately assessed so that an informed and balanced recommendation can be made .
Manage the Finland collections activity, minimizing arrears and asset write-offs, and working with Legal, Credit and Sales teams to recover assets.
Accurate and timely completion of credit analyses for new business proposals.
Contacting customers promptly to rectify payment issues and minimize delinquencies and bad debts within the portfolio.
Assist Sales by undertaking site visits including vendors, customers and service providers.
Understand and contribute to various compliance requirements, liaising with Central audit and other key stakeholders where necessary and be responsible for achieving SOX requirements; the design of suitable processes and their adherence.
PERSON SPECIFICATION:
Ability to make sound commercial business decisions.
Fluent in English and Finnish.
Knowledge of credit and collections within the asset finance industry in Finland, particularly in construction and materials handling sectors.
Experience with vendor finance programs and 3rd party risk sharing structures.
Our client is flexible on location, provided you are based in Finland. This is home-based role.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.