J3066 - Our client is seeking a Senior Credit Manager to deliver timely credit decisions within their stated credit appetite. You will be responsible for leading and managing a credit team as well as holding an underwriting authority as approved by the credit committee.
Salary: £60,000 - £80,000 plus excellent bonus and benefits. Location: UK, S Eng / SE Eng (Hybrid).
Preparation of credit papers for submission and presentation to the credit committee.
Lead and manage the credit team through coaching, mentoring and developing staff through regular performance reviews.
Ensure an effective QA process is in place with constructive feedback / action plans to resolve identified concerns.
Support the development and delivery of new business initiatives though identification, assessment and mitigation of credit risks.
Encourage an open culture with regular two-way communication.
Provide guidance to the credit team and the wider business on credit policy and appetite.
Drive continuous improvement activity challenging processes and procedures to deliver optimal efficiency and effectiveness.
Build effective internal stakeholder relationships and with customers through regular customer visits.
Solid and demonstrable experience in a wide range of assets and lending structures.
Commercial lending experience in unsecured lending transactions as well as Invoice Finance.
Experience of working in a direct and broker origination model.
Thorough understanding of finance products and appropriate security/legal/documentation risks.
Experience of underwriting SMEs and assessing new business opportunities.
Ability to make sound commercial credit decisions within the Bank’s credit appetite.
Proven experience in leading and managing teams to meet business objectives.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.