​J3188 - New Leaf Search has partnered with a specialist bank focussed on providing asset finance solutions in their search for a Senior Credit Underwriter to work as a senior member of the flow underwriting team and supporting specialist product / sector lines. You will have responsibility for the end-to-end underwriting process, with the ability to structure deals and discuss decisions with introducers, primarily in the broker market. The breadth of the role also entails portfolio monitoring, assisting with high risk customers and preparing management information / reports for senior management.

Salary: £50,000 - £65,000 plus excellent bonus and benefits. Location: UK, London (Hybrid).

KEY RESPONSIBILITIES:

• Timely and accurate underwriting decisions within a delegated authority and recommendations to senior management where outside of personal mandate.

• Prepare comprehensive financial analysis identifying all material financial and other risks and opportunities in order to arrive at a balanced and informed decision or recommendation.

• Undertake all appropriate diligence in respect of transactions, including reference to relevant bureaus, referencing agencies & other external sources ensuring alignment to risk policies.

• Maintain an active watch over portfolio performance and awareness of market trends.

• Able to liaise with key customers.

PERSON SPECIFICATION:

• Extensive experience in underwriting asset finance proposals with detailed knowledge of various asset types.

• Fundamental knowledge of accountancy and financial analysis of SME’s and corporates.

• Demonstrable ability to understand value across a range of hard and soft assets.

• Ability to work independently in taking a pragmatic approach to underwrite within parameters of credit policy; appreciation of when escalation / guidance is required.

• The willingness, aptitude and gravitas to be a key member of a growing business.

• From a credit perspective, lending experience of SME and corporate clients.

• Understanding of regulatory governance and ensuring compliance with lending and credit policies (including management of large exposures / concentration risk).

• Knowledge of developing polices and processes to support new business lines.

• Experience of specialist business and higher value transactions.

• Ability to keep abreast of market trends and provide effective and relevant commentary.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.