J2722 - Senior Credit Underwriter - UK, E Mids / Northants - Asset Finance

Job title: J2722 - Senior Credit Underwriter - UK, E Mids / Northants - Asset Finance
Contract type: Permanent
Location: Northamptonshire, England, United Kingdom
Function: Credit / Risk
Salary: £50,000 - £55,000 plus excellent bonus
Reference: J2722 - 1
Contact phone: +442037407222
Job Published: April 08, 2021

Job description

​​J2722 - Our client is seeking a Senior Credit Underwriter to appraise own book finance deals consisting mainly of lease & hire purchase across hard and soft assets. You will also be involved in underwriting block facilities.

Salary: £50,000 - £55,000 plus excellent bonus. Location: UK, E Mids / Northants (mix of office and home based).

KEY RESPONSIBILITIES:

  • Underwrite leasing deals to include Equifax credit searches, analysis of accounts and bank statements, supplier searches and asset valuations.

  • Be main point of contact for block discounters and oversee audits carried out by block discounters.

  • Source new block discounters, and negotiate better rates and reduced fees.

  • Negotiate increases to block discount facilities.

  • Implement clear credit policy.

  • Ensure lending targets are set in conjunction with the MD.

  • Check all finance documents prior to pay-out.

  • Produce reports detailing asset types, customer industry sectors, average yield, average deal size etc.

  • Ensure finance documents are up to date and FCA compliant

  • Structure supplier lending schemes e.g. buy backs, rates etc.

PERSON SPECIFICATION:

  • An experienced underwriter who has expertise in underwriting soft and hard assets.

  • Experience of working in an FCA regulated environment.

  • Strong communication skills.

  • Eager, committed, motivated.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

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Consultant

Katherine Amin

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