J2785 - Our client is seeking a Junior Corporate Credit Analyst to assume responsibility for asset-based facilities for Commercial and Corporate entities as part of the UK Credit team. You will report to a Corporate Credit Analyst and the assets under review will be mostly traditional hard assets. Salary: £35,000 - £45,000 plus excellent bonus and benefits. Location: Thames Valley / SE Eng.
Supporting Senior Credit Analyst in the Credit Risk management of a portfolio of asset-based facilities provided to Commercial and Corporate entities.
Participate in the process of structuring, underwriting and documenting credit facilities designed to meet both client and investor needs.
Support senior analysts in conducting full credit due diligence on requests for asset finance
facilities, including financial and industry analysis.
Work closely with front office personnel to understand and structure of proposed transactions and obtain the required information to complete credit applications.
Write credit reports in relation to requests for new Asset Finance facilities.
Complete periodic credit reviews of Commercial and Corporate counterparties within the UK.
Prepare credit ratings.
Support monitoring of lending portfolio and highlighting key trends.
Ideally at least 2 years’ experience in a commercial / corporate lending environment.
Good attention to detail.
Experience using Excel.
A good understanding of financial statements, completing financial analysis and interpreting related ratios.
Previous experience of writing or approving commercial/corporate credit applications is preferred.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.