​J2785 - Our client is seeking a Junior Corporate Credit Analyst to assume responsibility for asset-based facilities for Commercial and Corporate entities as part of the UK Credit team. You will report to a Corporate Credit Analyst and the assets under review will be mostly traditional hard assets. Salary: £35,000 - £45,000 plus excellent bonus and benefits. Location: Thames Valley / SE Eng.

KEY RESPONSIBILITIES:

• Supporting Senior Credit Analyst in the Credit Risk management of a portfolio of asset-based facilities provided to Commercial and Corporate entities.

• Participate in the process of structuring, underwriting and documenting credit facilities designed to meet both client and investor needs.

• Support senior analysts in conducting full credit due diligence on requests for asset finance

• facilities, including financial and industry analysis.

• Work closely with front office personnel to understand and structure of proposed transactions and obtain the required information to complete credit applications.

• Write credit reports in relation to requests for new Asset Finance facilities.

• Complete periodic credit reviews of Commercial and Corporate counterparties within the UK.

• Prepare credit ratings.

• Support monitoring of lending portfolio and highlighting key trends.

PERSON SPECIFICATION:

• Ideally at least 2 years’ experience in a commercial / corporate lending environment.

• Good attention to detail.

• Experience using Excel.

• A good understanding of financial statements, completing financial analysis and interpreting related ratios.

• Previous experience of writing or approving commercial/corporate credit applications is preferred.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.