J2825b - Senior Credit Manager - UK, Greater London / Surrey - Asset Finance

Job title: J2825b - Senior Credit Manager - UK, Greater London / Surrey - Asset Finance
Contract type: Permanent
Location: Staines-upon-Thames
Function: Credit / Risk
Salary: £60,000 - £65,000 plus excellent bonus and benefits
Reference: J2825b
Contact email: careers@newleafsearch.com
Contact phone: +442037407222
Job Published: November 11, 2021
Remote WorkingHybrid

Job description

​J2852b - Our client is seeking a Senior Credit Manager to participate and contribute to the underwriting, credit analysis and risk management activities originating in the UK and other European countries. Salary: £60,000 - £65,000 plus excellent bonus and benefits. Location: UK, Gtr London / Surrey.

KEY ACCOUNTABILITIES:

  • Prepare financial analysis to identify all material financial risks and opportunities to ensure they are adequately assessed so that an informed and balanced recommendation can be made.

  • Ensure that any credit acceptance terms and conditions effectively mitigate risk; using internal risk policies and lending appetite.

  • Produce regular portfolio reports on exposures, asset concentrations, performance trends.

  • Ensure departmental structures, processes, controls, business continuity and scalable resources are in place to enable KPI's to be met.

  • Monitor KPI and put actions place (escalating where necessary) to address changing business needs.

  • Accurate and timely completion of credit analyses for new business proposals.

  • Utilise collateral appraisal data or reports to produce collateral analysis graphs on large credit line requests to support a balanced decision for a financing application.

  • Assist sales and deal negotiations by undertaking site visits including vendors, customers and service providers.

  • Awareness of changes in the economic environment and changes in market sector performance for both the UK & Europe

PERSON SPECIFICATION:

  • Ability to lead and manage people.

  • Experience in commercial credit underwriting.

  • Demonstrable experience in process improvements and analysis.

  • Financial analysis expertise.

  • Commercial acumen.

  • Strong interpersonal and communication skills.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.

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Consultant

Katherine Amin

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