​J2852b - Our client is seeking a Senior Credit Manager to participate and contribute to the underwriting, credit analysis and risk management activities originating in the UK and other European countries. Salary: £60,000 - £65,000 plus excellent bonus and benefits. Location: UK, Gtr London / Surrey.

KEY ACCOUNTABILITIES:

• Prepare financial analysis to identify all material financial risks and opportunities to ensure they are adequately assessed so that an informed and balanced recommendation can be made.

• Ensure that any credit acceptance terms and conditions effectively mitigate risk; using internal risk policies and lending appetite.

• Produce regular portfolio reports on exposures, asset concentrations, performance trends.

• Ensure departmental structures, processes, controls, business continuity and scalable resources are in place to enable KPI's to be met.

• Monitor KPI and put actions place (escalating where necessary) to address changing business needs.

• Accurate and timely completion of credit analyses for new business proposals.

• Utilise collateral appraisal data or reports to produce collateral analysis graphs on large credit line requests to support a balanced decision for a financing application.

• Assist sales and deal negotiations by undertaking site visits including vendors, customers and service providers.

• Awareness of changes in the economic environment and changes in market sector performance for both the UK & Europe

PERSON SPECIFICATION:

• Ability to lead and manage people.

• Experience in commercial credit underwriting.

• Demonstrable experience in process improvements and analysis.

• Financial analysis expertise.

• Commercial acumen.

• Strong interpersonal and communication skills.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.