J2852b - Our client is seeking a Senior Credit Manager to participate and contribute to the underwriting, credit analysis and risk management activities originating in the UK and other European countries. Salary: £60,000 - £65,000 plus excellent bonus and benefits. Location: UK, Gtr London / Surrey.
Prepare financial analysis to identify all material financial risks and opportunities to ensure they are adequately assessed so that an informed and balanced recommendation can be made.
Ensure that any credit acceptance terms and conditions effectively mitigate risk; using internal risk policies and lending appetite.
Produce regular portfolio reports on exposures, asset concentrations, performance trends.
Ensure departmental structures, processes, controls, business continuity and scalable resources are in place to enable KPI's to be met.
Monitor KPI and put actions place (escalating where necessary) to address changing business needs.
Accurate and timely completion of credit analyses for new business proposals.
Utilise collateral appraisal data or reports to produce collateral analysis graphs on large credit line requests to support a balanced decision for a financing application.
Assist sales and deal negotiations by undertaking site visits including vendors, customers and service providers.
Awareness of changes in the economic environment and changes in market sector performance for both the UK & Europe
Ability to lead and manage people.
Experience in commercial credit underwriting.
Demonstrable experience in process improvements and analysis.
Financial analysis expertise.
Strong interpersonal and communication skills.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.