K3157- Our client is seeking a Senior Credit Underwriter to assess credit applications in terms of financial viability and compliance with Company Credit Policy and KYC / AML Procedures. You will ensure lease documentation meets internal and funder requirements and implement corporate and legal requirements for credit and risk management. Salary: Excellent salary, bonus and benefits. Location: UK, Sheffield / South Yorkshire.
Management and qualitative analysis of decisions and recommendations from third party funders.
Responsible for developing and delivering the strategic plan for Credit function.
Offer leadership, guidance, personal development and training to members of the credit team.
Ensure the timely production and continued development of quality management information to support better decision making.
Implement credit principles and practices to provide information for decision making and meet corporate compliance requirements.
Appraise the credit and risk position of the company and provide regular reports on business performance, profitability and growth.
Support Accounts with aged debtor management to minimise delinquent accounts.
Support lease administrators with end of lease sales pricing approval.
Report on and develop the organisation’s residual value provisioning, retail credit risk data and activities.
Conduct research and analysis of company’s history and interpret audited information in relation to the proposed lease.
Support Sales and Credit department by suggesting alternatives that reduce risk, safeguard company's position and improve viability of propositions.
Undertake annual reviews of existing lending accounts to assess financial standing and check no deterioration.
Post graduate qualification; CICM, Chartered Institute of Credit Management desirable.
Alternatively a recognised Chartered Institute of bankers qualification.
Previous experience in senior management position.
Credit Underwriting experience gained in the Leasing & Asset Finance or Banking industry.
Thorough understanding of the credit process with strong leasing knowledge.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.