K3219 - New Leaf Search has partnered with a global finance partner for equipment and technology assets in their search for a Credit Manager, Large Ticket & Commercial Finance. You will assess and evaluate creditworthiness, conducting financial analysis and providing recommendations for large ticket, structured transactions. You will collaborate closely with internal stakeholders, analyse complex financial data, and contribute to the overall risk management strategy of the organization.
Your focus will be large ticket structured transactions between £1m and £30m.
Salary: To £75,000+ with excellent bonus and benefits. Location: UK, Greater London / South East England (Hybrid).
Process credit applications and analysis of company accounts and financial ratios.
Prepare credit reports and make decisions regarding credit applications for end user customers, vendors, or resellers, as well as prepare and recommend credit requests to SLT.
Gather information about customers/suppliers, using internal systems and processes, verifying their completeness and currency.
Monitor, coordinate and advise on credit and risk profiles, corporate and external policies, regulations and sales mandates.
Prepare structured financial analysis via ratio and peer group comparison. understanding the risks surrounding types of assets funded and the ability to realise assets.
Contribute to the development of local policies and regulations on credit and risk management.
Provide information, support, training and align front and back office colleagues on credit and risk management.
Find workable solutions to closing new business opportunities.
Identify ways in which credit processes can be improved to deliver efficiencies and implement changes.
Assist sales and deal negotiations by undertaking site visits to vendors and customers.
Have a minimum of 5 years of experience of underwriting / analysing transaction in a wide range of sectors within either a banking or asset finance business.
Be proactive and well-prepared in risk and credit matters.
Possess knowledge of the key systems and processes related to risk and credit management.
Have excellent communication skills.
Have experience in analysing and executing large value structured transactions of between £1m and £30m particularly in the Direct Sector.
Have experience of working closely with Sales teams and helping them to structure large deals, identifying key risks within a deal and structure accordingly to mitigate these risks.
Have experienced in funding both hard and soft assets
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.