K3232 - Credit Analyst - UK, Greater London / Essex (Hybrid) - Asset Finance

Job title: K3232 - Credit Analyst - UK, Greater London / Essex (Hybrid) - Asset Finance
Contract type: Permanent
Location: Basildon
Function: Credit / Risk,
Salary: c£50,000 plus excellent bonus and benefits
Reference: K3232
Contact email: careers@newleafsearch.com
Contact phone: 0203 740 7222
Job Published: September 25, 2023
Workplace TypeHybrid

Job description

​K3232 - New Leaf Search has partnered with a global automotive leader in the Commercial & Specialty Vehicles market in their search for a Credit Analyst. You will provide the Credit Function with the skills and competencies to ensure the company make good credit decisions / recommendations based on recognised lending standards and within policy criteria. This will ensure the portfolio operates within acceptable performance standards of credit and risk management.

Salary: c£50,000 plus excellent bonus and benefits. Location: UK, Greater London / Essex (Hybrid)

KEY RESPONSIBILITIES:

  • Ensure that new proposals are verified, checked and a decision / recommendation made within a turnaround time that is acceptable to the business.

  • Use any authority and knowledge to ensure credit decisions minimise default and litigation cases.

  • Ensure that underwriting policies are in compliance with the requirements of any legal, fiscal or commercial requirements.

  • Undertake regular monitoring routines for both consumer and corporate business customers and to make recommendations when necessary.

  • Organise or participate in regular and ad hoc Credit Committee meetings to review and make recommendations relating to proposals.

  • Provide accurate and timely reports to management.

  • Support the UK Management team in all Risk compliance and Anti Money Laundering matters.

  • Provide support as required with Reporting and Impairment calculations.

  • Manage Credit line and existing large value exposures in line with Company policies.

  • Visit customers as requested to complete Credit work as required.

PERSON SPECIFICATION:

  • Skilled and experienced in underwriting business credit applications.

  • Understanding of credit in the Agricultural, Commercial vehicle and Construction sector’s would be distinct advantage.

  • Highly skilled in financial analysis for credit underwriting purposes, contract documentation and legal/ fiscal requirements to manage the portfolio in line with corporate goals.

  • Knowledge and experience of operating in a Regulated environment using all AML/KYC tools.

  • Possess excellent people skills and be an effective team player.

  • Excellent communication skills – both oral and written.

  • Well organised and capable of working on own initiative.

  • Eligibility to work in the UK.

  • Full clean Driving Licence.

  • Ability to travel around the territory, with some over-night stays, when occasionally, if rarely, relevant.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.

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Consultant

Katherine Amin

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