​K3232 - New Leaf Search has partnered with a global automotive leader in the Commercial & Specialty Vehicles market in their search for a Credit Analyst. You will provide the Credit Function with the skills and competencies to ensure the company make good credit decisions / recommendations based on recognised lending standards and within policy criteria. This will ensure the portfolio operates within acceptable performance standards of credit and risk management.

Salary: c£50,000 plus excellent bonus and benefits. Location: UK, Greater London / Essex (Hybrid)

KEY RESPONSIBILITIES:

• Ensure that new proposals are verified, checked and a decision / recommendation made within a turnaround time that is acceptable to the business.

• Use any authority and knowledge to ensure credit decisions minimise default and litigation cases.

• Ensure that underwriting policies are in compliance with the requirements of any legal, fiscal or commercial requirements.

• Undertake regular monitoring routines for both consumer and corporate business customers and to make recommendations when necessary.

• Organise or participate in regular and ad hoc Credit Committee meetings to review and make recommendations relating to proposals.

• Provide accurate and timely reports to management.

• Support the UK Management team in all Risk compliance and Anti Money Laundering matters.

• Provide support as required with Reporting and Impairment calculations.

• Manage Credit line and existing large value exposures in line with Company policies.

• Visit customers as requested to complete Credit work as required.

PERSON SPECIFICATION:

• Skilled and experienced in underwriting business credit applications.

• Understanding of credit in the Agricultural, Commercial vehicle and Construction sector’s would be distinct advantage.

• Highly skilled in financial analysis for credit underwriting purposes, contract documentation and legal/ fiscal requirements to manage the portfolio in line with corporate goals.

• Knowledge and experience of operating in a Regulated environment using all AML/KYC tools.

• Possess excellent people skills and be an effective team player.

• Excellent communication skills – both oral and written.

• Well organised and capable of working on own initiative.

• Eligibility to work in the UK.

• Full clean Driving Licence.

• Ability to travel around the territory, with some over-night stays, when occasionally, if rarely, relevant.

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We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.