J2749 - Our client is seeking an Underwriter to deliver timely credit decisions within their stated credit appetite and underwriting mandate. The ideal candidate will support SME Lending underwriting processes to ensure the integrity and quality of new business proposals and the SME Lending portfolio. You will be required to travel to their S Eng office 2/3 days/wk.
Salary: To £48,500 plus excellent benefits and bonus. Location: UK, Hampshire / S Eng (Home and Office based)
Underwrite new business applications and deliver timely credit decisions within SLA guidelines and in accordance with Credit policy.
Provide commercially balanced recommendations to colleagues where new business applications are above the Underwriter’s credit mandate.
Ensure annual reviews are completed on time.
Assist in the preparation of credit papers for submission to the Credit Committee.
Drive continuous improvement activity challenging processes and procedures to deliver optimal efficiency and effectiveness.
Communicate effectively with both internal and external customers.
Ensure that online training and regulatory reading is completed on time.
Support and assist the Senior Credit Managers as and when required.
Degree educated or equivalent working experience in Asset Finance and Leasing, with an appropriate delegated authority.
Solid and proven experience in underwriting a diverse range of assets across a wide credit spectrum.
This role is split between office and home based, so you should be in easy commute of the Southampton area. UK, S Eng, SE Eng and Thames Valley locations will be considered.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.