​J2752 - Our client is seeking a Credit Analyst to prepare and evaluate risk through completion of credit applications for new and existing customers, mainly in the machinery sector, for UK and Ireland.

Salary: To £50,000 plus excellent benefits and bonus. Location: UK, Surrey / SE Eng

KEY RESPONSIBILITIES:

• Analysis of customer creditworthiness (financial data, agency reports, business sector, outlook, propriety software, etc.) including customer/vendor visit.

• Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.)

• Full compliance with all Risk Policies and Risk Policy updates.

• Develop solutions to mitigate risk.

• Adherence to decision making according to the delegation matrix.

• Teamwork with other groups to coordinate the collection of necessary information for review and document preparation.

• Supporting the Head of risk in the Risk Review.

• Accurate and detailed reporting to be completed within required timeframes, also for defined vendors.

• Organize and maintain credit files.

PERSON SPECIFICATION:

• 2-3 years experience in credit risk / lending division of leasing company or financial institution.

• Experience of personal underwriting authority for new business appreciated.

• Track record of successful credit underwriting.

• Detailed understanding of financial statements and ability to interpret them.

• Experience in AML and compliance / regulatory tasks

• Strong MS Office skills, ability to work remotely (although the role is office based, they are considering incorporating partial home working).

• German language skills advantageous.

• Car driver essential.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.