​​​​J2752 - Our client is seeking a Credit Analyst to prepare and evaluate risk through completion of credit applications for new and existing customers for UK and Ireland.

Salary: To £50,000 plus excellent benefits and bonus. Location: UK, Surrey / SE Eng.

KEY RESPONSIBILITIES:

• Analyse and underwrite transactions under own authority for all types of assets.

• Analysis of customer creditworthiness (via financial data, credit and sector reports etc. including customer visits).

• Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.).

• Preparation of credit applications for deals above own authority.

• Prequalification of deals with Sales.

• Full compliance with all Risk Policies.

• Adherence to decision making according to the authority matrix .

• Compliance with rating systems.

• Risk Reporting.

• Organize and maintain credit files.

• Novation and reschedule decisions.

PERSON SPECIFICATION:

• Relevant experience in credit risk / lending division of leasing company or financial institution (2-5 years for junior roles and 5+ for more senior roles).

• Experience of personal underwriting authority for new business.

• Detailed understanding of financial statements and ability to interpret them.

• Ability to work with all levels inside the business.

• Strong MS Office skills, ability to work remotely.

• Car driver essential.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.