J2752 - Our client is seeking a Credit Analyst to prepare and evaluate risk through completion of credit applications for new and existing customers for UK and Ireland.
Salary: To £50,000 plus excellent benefits and bonus. Location: UK, Surrey / SE Eng.
Analyse and underwrite transactions under own authority for all types of assets.
Analysis of customer creditworthiness (via financial data, credit and sector reports etc. including customer visits).
Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.).
Preparation of credit applications for deals above own authority.
Prequalification of deals with Sales.
Full compliance with all Risk Policies.
Adherence to decision making according to the authority matrix .
Compliance with rating systems.
Organize and maintain credit files.
Novation and reschedule decisions.
Relevant experience in credit risk / lending division of leasing company or financial institution (2-5 years for junior roles and 5+ for more senior roles).
Experience of personal underwriting authority for new business.
Detailed understanding of financial statements and ability to interpret them.
Ability to work with all levels inside the business.
Strong MS Office skills, ability to work remotely.
Car driver essential.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.