J2752 - Credit Analyst - UK, Surrey / SE Eng - Asset Finance

Job title: J2752 - Credit Analyst - UK, Surrey / SE Eng - Asset Finance
Contract type: Permanent
Location: Surrey, England, United Kingdom
Function: Credit / Risk
Salary: To £50,000 plus excellent benefits and bonus
Reference: J2752 - 4
Contact phone: +442037407222
Job Published: August 20, 2021
Remote WorkingPartial

Job description

​​​​J2752 - Our client is seeking a Credit Analyst to prepare and evaluate risk through completion of credit applications for new and existing customers for UK and Ireland.

Salary: To £50,000 plus excellent benefits and bonus. Location: UK, Surrey / SE Eng.

KEY RESPONSIBILITIES:

  • Analyse and underwrite transactions under own authority for all types of assets.

  • Analysis of customer creditworthiness (via financial data, credit and sector reports etc. including customer visits).

  • Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.).

  • Preparation of credit applications for deals above own authority.

  • Prequalification of deals with Sales.

  • Full compliance with all Risk Policies.

  • Adherence to decision making according to the authority matrix .

  • Compliance with rating systems.

  • Risk Reporting.

  • Organize and maintain credit files.

  • Novation and reschedule decisions.

PERSON SPECIFICATION:

  • Relevant experience in credit risk / lending division of leasing company or financial institution (2-5 years for junior roles and 5+ for more senior roles).

  • Experience of personal underwriting authority for new business.

  • Detailed understanding of financial statements and ability to interpret them.

  • Ability to work with all levels inside the business.

  • Strong MS Office skills, ability to work remotely.

  • Car driver essential.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.

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Consultant

Jane Theobald

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