​J2823 - Our client is seeking an AML Officer with Credit skills. Your primary objective will be to act as the AML Officer for the company, however, you will also have a degree of responsibility for the underwriting and evaluation of credit transactions. Applicants with a combination of AML and Credit skills are at a distinct advantage. Alternatively you may have a background in Administration, Operations or Systems, provided you have an appetite for AML and Credit functions.

Salary: £30,000 - £50,000 plus excellent bonus and benefits. Location: UK, Gtr London / Surrey

KEY RESPONSIBILITIES:

• Keep up to date with regulatory requirements to ensure compliance and adherence.

• Keep staff informed of their compliance obligations through annual / ad-hoc training sessions.

• Complete reports in accordance with regulatory requirements.

• Ensure AML guidance / policies /processes as well as risk analysis are kept up to date.

• Analyse and underwrite transactions under own authority for all types of assets.

• Analysis of customer creditworthiness (via financial data, credit and sector reports etc including customer visits).

• Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.)

• Preparation of credit applications for deals above own authority.

• Pre-qualification of deals with Sales.

• Full compliance with all Risk Policies.

• Adherence to decision making according to the authority matrix.

• Compliance with rating systems.

• Risk Reporting.

• Organize and maintain credit files.

• Novation and reschedule decisions.

PERSON SPECIFICATION:

• Experience in Compliance / AML.

• Experience in credit risk within personal underwriting authority for new business.

• Detailed understanding of financial statements and ability to interpret them.

• Operations, Administration or Systems background useful.

• Ability to work with all levels inside the business.

• Strong MS Office skills, ability to work remotely.

• Car driver essential.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.