Job description
J2932 - Our client is seeking a Credit Underwriter to prudently assess and underwrite all flow business credit applications in line with business policy and procedures.
Excellent salary, bonus and benefits. Location: UK, Thames Valley / Hampshire
KEY RESPONSIBILITIES:
Responsible for underwriting of credit applications.
To examine and analyse each proposal in accordance with Company policy.
If proposals are satisfactory, then to accept and commit the Company to the business, within own authority level.
To communicate decision in line with current procedures within agreed service response times.
Produce analyses of clients’ accounts and prepare credit reports, with recommendations if above underwriting authority, justified decision if otherwise.
Any other ad-hoc duties as required by my Line Manager.
Responsible for adhering to policies, procedures, guidelines and the internal control framework established to guide the operation of their function in addition to regulatory compliance requirements.
PERSON SPECIFICATION:
To have worked within a financial lending environment, desirably with underwriting experience and a basic understanding of financial accounts.
Good written and verbal communication skills with an ability to negotiate with all relevant stakeholders at all business levels.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.