J2959 - Our client is seeking a Senior Credit Manager to prudently underwrite all new business applications within delegated authority and within company policy. This also includes underwriting and sanctioning of annual reviews of introductory sources and the analysing of more complex proposals in more depth; in the following market sectors : Materials Handling, Commercial vehicles, Construction and Farm.
Excellent salary, bonus and benefits. Location: UK, Hampshire (Hybrid)
Underwrite transactions within delegated authorities and Credit Policies or to recommend to higher authorities as required within the any of the following market sectors – Materials Handling, Commercial vehicles, Construction, and farm in the UK and ROI.
This also includes the underwriting and sanctioning of Annual Reviews of Introductory Sources and the analysing of more complex proposals in more depth.
To underwrite proposals with favourable, unfavourable and decline risk opinions which fall outside DoAs of the Operations Sales units and to agreed service standards.
To communicate the credit decision to all relevant Stakeholders.
Produce analysis of client accounts and prepare credit submissions with comprehensive detailed recommendations to higher underwriting authorities as required.
Obtain further information concerning an application from sales as required.
Respond to all telephone and email queries from colleagues and third parties on underwriting matters.
Development of other colleagues and third parties.
Participate in portfolio and risk analysis activity and help develop Credit Policies.
Good underwriting experience and have worked within a financial lending environment for a number of years.
Good understanding of financial accounts for Limited and Non Limited entities.
Ability to demonstrate good written and verbal communication skills together with an ability to negotiate with all relevant stakeholders at all levels of business seniority.
Good Excel and Word skills with the ability to present applications to higher mandated authorities.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.