J2988 - Head of Credit & Risk - UK, Hampshire (Hybrid) - Asset Finance

Job title: J2988 - Head of Credit & Risk - UK, Hampshire (Hybrid) - Asset Finance
Contract type: Permanent
Location: Basingstoke
Function: Credit / Risk
Salary: To £70,000 plus discretionary bonus and excellent benefits
Reference: J2988
Contact email: careers@newleafsearch.com
Contact phone: +44 203 740 7222
Job Published: May 24, 2022
Remote WorkingHybrid

Job description

​J2988 - Our client is seeking a Head of Credit & Risk to manage UK credit underwriting process and procedure as well as help develop their credit scoring methodology.

Salary: To £70,000 plus discretionary bonus and excellent benefits. Location: UK, Hampshire (Hybrid)

KEY RESPONSIBILITIES:

  • Manage UK credit underwriting process & procedures, working with HQ as required to develop their credit scoring methodology.

  • Include the assessment of the credit worthiness of all new prospective customers, agree appropriate lending terms and perform regular reviews of risk grading for all existing customers.

  • Ensure that lending rates are appropriate to the level of risk involved and the payment terms offered.

  • Evaluate the requirement for company and/or personal guarantees and all other forms of additional collateral in support of higher risk lending advances.

  • Take ownership of all lease contractual documentation & act as main point of contact for negotiation of contract terms & condition changes.

  • Liaise with funding providers with regards to funding rates and credit acceptance as necessary.

  • Provide active support for the maintenance, and dispute resolution of the company Accounts Receivable ledger.

  • Act as Corporate Compliance Officer and Anti Money Laundering (AML) Officer.

  • Responsible for reporting of annual return data to the FCA.

  • Monthly and Quarterly internal reporting of risk compliance.

PERSON SPECIFICATION:

  • Leasing / asset finance experience with a preference to having gained the Chartered Institute of Credit Management qualification, or a professional finance/accountancy qualification.

  • Systems – experience with usage of IT systems for rental businesses (SAP, ERP).

  • Use of MS Office, incl. Excel & Word to a strong standard.

  • Experience using external credit reference agencies.

  • Highly skilled in the analysis of credit score data output, company accounts analysis and any other evidential data.

  • Experience working within the banking sector or financial institutions associated with asset finance.

  • Experience of working in a multinational company, and experience with the implementation of large scale financial services projects.

  • Experience managing the supervision and support of one direct credit and risk professional colleague.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.

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Consultant

Jane Theobald

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