J3003 - Our client is seeking a Senior Risk Manager, to manage credit risk in respect of soft assets within specialised sectors and other structured finance deals as required. You will have the ability to support deal delivery with a deep understanding of integrated value propositions within a wide variety of sectors, including technology, catering, fit-outs, laundry equipment, construction, agriculture, renewables, biofuels and agriculture. The role involves building relationships internally with the risk and new business teams and externally with brokers, vendors and other introducers of new business.
Salary: To £65,000 plus excellent bonus and benefits. Location: UK, Flexible (Remote).
Responsible for managing the underwriting of soft assets within Agricultural, Renewable and other Structured financing sectors.
Develop and hone market intelligence in the above areas to proactively ensure the company is well-positioned and competitive.
Aptitude for solving problems independently and an interest in agricultural, alternative and renewable energy.
Visits prospective new customers and their advisers throughout the UK to build a detailed understanding of their financing requirements.
Collaborate with Sales, Risk and Operations to develop tools and models that support profitable growth within these areas.
Regularly reviews and develops credit policy in respect of Renewables, Agriculture and other structured deal profiles.
Follows AML and KYC policies, controls and procedures and all other Compliance requirements.
Is actively involved in the management of credit exposure on high risk accounts and supports the collections team in respect of asset management, collections and recovery activity.
Provides back up and support as required to the other credit teams across the wider business.
Acts as a subject matter expert providing advice to colleagues.
The role requires an independent thinker who is highly influential within the company at all levels.
You will ideally be technically knowledgeable in the field of Asset Finance within a wide variety of sectors, including technology, catering, fit-outs, laundry equipment, construction, agriculture, renewables, biofuels and agriculture
Operationally strong and very aware of risk, process and procedure.
Ability to form strong relationships to promote cross functional activity between sales, relationship teams and back office processing.
Possess a detailed understanding of the legal, financial and operational aspects of Asset Finance and Structured Products.
Influencing at Senior level, attention to detail, accounts interpretation, credit analysis, ability to build relationships at all levels, coaching/mentoring.
Full driving license.
We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Applicants will only be considered with relevant in-country experience.