​J3584b – Senior Credit Underwriter – UK, NW England / Manchester (Hybrid) – Asset Finance

New Leaf Search has partnered with a leading provider of technology and financial solutions in its search for a Senior Credit Underwriter.

£60,000 – £75,000 plus excellent bonus and benefits. Location: UK, NW England / Manchester (Hybrid).

The Role

This is a senior credit role supporting a fast-growing asset finance and technology funding portfolio. The successful candidate will play a key role in underwriting complex credit decisions, strengthening risk governance and supporting commercial growth across the business.

Working closely with Sales, Finance and external stakeholders, you will provide high-quality credit analysis, robust decision-making and leadership within the underwriting function.

Key Responsibilities

• Underwrite complex credit proposals within delegated authority and provide recommendations outside mandate.
• Assess creditworthiness of customers, suppliers and counterparties across asset finance and technology portfolios.
• Review high-exposure and high-risk accounts, ensuring proactive monitoring and engagement.
• Evaluate extended payment terms and complex commercial structures with thorough due diligence.
• Produce clear, commercially balanced credit recommendations for senior stakeholders.
• Support and mentor junior underwriters, providing guidance and quality oversight.
• Contribute to credit policy, governance and continuous improvement of risk processes.
• Communicate credit decisions clearly to commercial teams and senior management.

Candidate Profile

• Minimum 5 years’ experience in credit underwriting, risk or commercial lending.
• Strong financial analysis capability with the ability to interpret complex financial information.
• Experience underwriting secured and unsecured transactions within asset finance or related sectors.
• Commercial judgement with the confidence to challenge and defend credit decisions.
• Strong stakeholder management and communication skills.
• Ability to operate in a fast-paced, commercially driven environment.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.
You will also require relevant IN-COUNTRY experience; without which, your application will NOT be considered.

Contact us for a confidential discussion.
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